Atal Pension Scheme | Atal Pension Yojana 2023

Atal Pension Scheme

Atal Pension Scheme

Various welfare schemes and pensions are issued by the central government for the citizens. In which Pradhan Mantri Maan-Dhan Yojana has been implemented as a pension scheme for farmers. Various pension schemes are also released by LIC in the country. In which simple pension scheme is very popular. But today we will talk about Atal Pension Yojana 2022. Know all the information about Atal Pension Yojana 2022 – what are the benefits?, how to apply etc.

What is Atal Pension Scheme? Atal Pension Yojana Online Registration 2022, Atal Pension Yojana Application Form download: Atal Pension Yojana Modi Govt launched on 1 June 2015. People aged 18 to 40 years are included in this scheme. On joining this scheme, you have to deposit the premium amount till the age of 60 years.

Citizens after 60 years you will be given a monthly pension ranging from 1000 to 5000. The pension amount depends on which plan you have taken. If you have subscribed to a smaller plan, you will have to pay a lower premium. If you have subscribed to a bigger plan, you will have to pay more premium.

Purpose of Atal Pension Scheme

Whenever we hear about pension, our mind remembers government employees, old age pension, disability pension. But the government has started a pension scheme for the youth. The minimum age to join this scheme is 18 years and the maximum age is 40 years. The premium amount has to be deposited till the age of 60 years. After this you will get minimum 1000 and maximum 5000 monthly payment.

Atal Pension Yojana Online Registration 2022

Age group for Atal Pension Yojana APY is 18 to 40 years. For this any Indian citizen who falls within this age limit becomes eligible for it. The duration of the scheme is 60 years. You have to pay the premium amount till 60 years. After that you will be given 1000 to 5000 monthly payment. If you are younger then you have to pay less and if you are older then you have to pay more premium.

Eligibility of the Scheme

Atal Pension Yojana 2022 has been implemented by the Central Government and eligibility has been determined.

Applicant must be a resident of India.

A citizen should have a bank or post office savings account. It should have Aadhaar card and mobile link in bank or post account.
Applicant’s age should be between 18 to 40 years.
A minimum investment of 20 years is mandatory to get pension.
Only a person who is not filing income tax return can participate in this scheme.

Documents required for Atal Pension Yojana

aadhar card
mobile no
address proof
Passport size photo
Bank passbook

Atal Pension Yojana (APY) Scheme 2022

3000 is a financial assistance scheme to unorganized workers after the age of 60 years of PMSYM scheme. The financial assistance received through this scheme becomes a support for their livelihood in old age. Through PMSYM Yojana 2022, Shramyogi is to become self-reliant. Government of India wants to provide benefits and financial help to all the poor and laborers of its government schemes.

Husband and wife can get ₹10000 per month

Under the Atal Pension Yojana implemented by the Central Government, a donation of ₹5000 is given to all the unorganized workers of the country as financial assistance. Recently it has been said by the government that if both husband and wife from any family apply in Atal Pension Scheme they will be given an amount of 10000 per month. By combining the amount provided by the central government, all will get a benefit of around 10000. So that he can live his life without any trouble.

Withdrawal from APY

On attaining the age of 60 years: If the customer attains the age of 60 years then the Atal Pension Mathi can withdraw money and avail monthly pension.

On Death of Subscriber: If the subscriber dies due to any reason then the Atal Pension Yojana amount goes to his husband or wife if he dies then his nominee gets the amount.

Withdrawal before 60 years of age: If one wants to withdraw from Atal Pension Yojana before maturity, we would like to state here that withdrawal from Atal Pension Yojana before the age of 60 years is not allowed. But the section allows withdrawal in case of death of the beneficiary.

How To Apply For Atal Pension Yojana Online
To avail this pension scheme one has to open an account in any nationalized bank or post office. Online account can also be opened under Atal Pension Yojana. Following is the explanation for Atal Pension Yojana SBI Online Account.

For Atal Pension Yojana Online Apply one has to login to SBI Bank internet banking.

After SBI Login you have to click on e-Services. In which clicking on Social Security Scheme.
In which three options named PMJJBY/PMSBY/APY will appear. In which clicking on APY (Irrevocable Pension Scheme).
In which the Atal Pension Yojana Online form will open. In which all your details have to be filled. Like account number, name, age, address etc
There will be different pension options. In which premium will be determined based on age. According to this Atal Pension Yojana will open your account.

Atal Pension Yojana Calculator & Chart

First of all, you have to go to the official website.
Now the home page will open in front of you.
On the home page, you should click on the APY-Contribution Chart link.
As soon as you click on this link, the contribution chart will open in front of you.
You can also download this contribution chart.



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