Deposit Rs 55 per month in this government scheme
If you are worried about your life in old age, a scheme from the Government of India can ease your worries. This government scheme can look forward to you getting a pension of Rs 36,000 per annum ie Rs 3,000 per month on an investment of just Rs 55 per month. The name of this scheme is Pradhan Mantri Shram Yogi Maan-Dhan. So let’s know about PM-SYM scheme in detail.
The couple will get a pension of Rs 72,000
Every member of PM SYM is entitled to a minimum pension of Rs 3,000 per month after the age of 60 years. Accordingly, a person can get a pension of Rs 36,000 per year. If a couple is eligible, both can get a pension of Rs 72,000.
If a subscriber dies and his beneficiary is receiving annuity, the beneficiary spouse gets half the pension as family pension.
Who can join the scheme?
Any citizen working in unorganized sector can join this scheme. To be a part of this scheme, the age of the applicant should be between 18 years to 40 years. At the same time, his monthly income should be less than 15,000 rupees. People who pay income tax are members of EPFO, NPS and ESIC. They cannot avail this scheme.
How to deposit money
For those who are 18 years old, if they want to apply, they have to deposit Rs 55 per month till the age of 60 years. If a person is 29 years old, he has to deposit Rs 100 per month till the age of 60 to get pension in the scheme. If a person is 40 years old and joins this scheme, one has to deposit Rs 200 per month. The special thing about this scheme is that the government will deposit as much money as you give.
How to register
To enroll in PM-SY, you need to have Aadhaar number, mobile phone and savings account. You can use it to register at the nearest Common Service Center based on self-certification.