Paytm Loan App : They go to the bank to take a loan. Sometimes they get loans by simply applying. But sometimes the loan is not available on time. When those people do not get loans from banks, financial institutions come to their aid.

Paytm Loan App

In today’s article, we tell you how to get a loan from Paytm App , how much loan you will get from Paytm, how much interest will be charged on Paytm Personal Loan , how to contact Paytm. You can get all this information through this article. That’s why reading this article will give complete information about Paytm App Loan .

What is Paytm

Paytm Loan App : Paytm is India’s number one transaction application, with the help of which you can pay many types of bills. You can book train, bus and flight tickets. You can shop online, make online payments, recharge your mobile and even take a loan if needed. More than 45 crore people are using Paytm in India. The founder of Paytm is Vijay Shankar Sharma.

This was some information about Paytm, now let’s know how we can get a loan on Paytm. This is an application that facilitates Home Loan & Personal Loan in India. Through this application you can take loan from your mobile phone at home.

Paytm Loan App Download

Downloading Paytm App is very easy. You have to open the Play store and type Paytm App in the search box. After that you will see this app and install it and you can easily get loan using it.

How to Take Loan from Paytm

To take a loan from Paytm, first you have to create your own Paytm Bank Account. Which you can easily make. After creating a Paytm Bank Account, go to the nearest cyber-cafe and complete your KYC process in Paytm. Only then you can apply to take a loan from Paytm. After that you can get Paytm loan easily.

Paytm has established Paytm Payment Bank for the convenience of its users and currently Paytm Payment Bank has arranged an agreement with ICICI Bank to provide loans up to 2 lakh rupees for users.

Some conditions for availing Paytm Loan

  • KYC of Paytm Account is required.
  • Paytm is required to provide information about what you do.
  • Your other bank account information has to be added inside. In which you can take loan and pay EMI.

Eligibility for taking a loan from Paytm

If you have decided to take a loan from Paytm, then you need to know about the eligibility criteria for taking a loan on this application. You can avail loan from this application only when you are Eligible to take loan. Following are the eligibility criteria for taking a loan on Paytm.

  • Paytm provides loans only to Indian citizens, you can avail loan from Paytm app only if you are an Indian citizen.
  • Paytm offers loans only to people aged 25 to 60 years.
  • You must have a source of income.

How much to get Paytm Personal Loan

Loan Amount – On Paytm you get an amount ranging from 10 thousand rupees to 2 lacs rupees as a loan.

Required document for taking loan from Paytm

The following documents are required for taking a loan on Paytm.

  • Aadhaar Card
  • Pan Card
  • Current Bank Account
  • Mobile number

How much is the loan interest on Paytm?

By taking a loan from Paytm, you can get a personal loan at a very low interest rate. You will know the interest rate along with the EMI when you apply.

How long can you get a loan on Paytm?

Whenever a loan is taken, the loan amount is repaid within a certain period of time which is called Tenure in banking parlance. If you take a loan from Paytm, you have to repay the loan in 6 months to 36 months.

How long can Paytm loan be available?

Paytm Loan is completely online, you have to apply for Paytmloan online. You will be able to apply for Pay-TM loan in 2 minutes with the process shown above. After applying for a loan, the Paytm team will check your documents and within 24 hours the loan amount will reach your bank account.

How To Apply Paytm Loan Online

Applying for a loan from Paytm is easy. If you are facing any problem then you can get loan easily by following the following process step by step.

  • Step 1 – When you verify your Paytm Bank Account , you will get the option of Personal Loan on Paytm Dashboard . Click on it.
  • Step 2 – Then a form will open in front of you in a new window. In which your Pan card Number, Date of Birth, Email-Id and reason for taking loan etc. information has to be filled. Fill up the form and click on the proceed button.
  • Step 3 – Then you have to fill additional details. Then click on Confirm.
  • Step 4 – After that, if you are eligible to take the loan, your application will be accepted. And if not suitable then your application will be rejected.
  • Step 5 – If your loan application has been accepted then after some time you will get a call from Paytm. In which you will be told that your loan has been approved. And within 24 hours the loan amount will be deposited in your bank account. To be eligible you have to select the loan amount and monthly installments.

You can get a loan from Paytm by doing this simple process.

Charges related to Paytm Loans

  • Processing fee inclusive of GST
  • Late Payment Fees – If EMI is not paid on time
  • Bounce Charge

Feature of Paytm Loan in Gujarati

Paytm Loan App has many features. Which are as follows.

  • From Paytm you can take a loan of up to 2 lakh rupees.
  • Interest rates on Paytm loans are low.
  • Taking a personal loan from Paytm gives you 3 years to repay which you will be able to repay very easily.
  • Paytm does not charge any kind of fee before disbursing the loan.
  • With Paytm you can apply for a loan online from home.
  • You need very few documents while taking a loan from Paytm.
  • You can easily avail Paytm loan from any corner of India.
  • Paytm loans are given based on credit score.

Paytm Contact Details & Customer Care Number

If there is any kind of problem you can contact Paytm.

Helpline Number
(Contact Number)
Official Website
AddressOne-97 Communications Limited, B 121,
Sector-5 Noida – 201301,India

Paytm Contact Details & Customer Care Number

Paytm Loan’s FAQ

Which loans can be taken from Paytm?

You can get Personal Loan, Home Loan from Paytm.

How much loan can you get on Paytm?

You can get a home loan up to 2 lakh rupees on Paytm.

Paytm is an app of which country?

Paytm is an Indian application. And its founder is Vijay Shankar Sharma.

What is the Customer Number of Paytm Loan App?

The customer care number of this mobile application is 0120-38883888.


With this article we have given you complete information on how to get a loan from Paytm. Which can be beneficial for you. We hope that you have liked the article written by us. Please share this article on social media so that people who need a loan can be helped.

The above information is for information only. It is not intended to advise taking or giving any loan. Be sure to consult your financial advisor before taking a loan.

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